My wife and I<p>Here is a link to Paul Ryan’s proposal to change Medicare. This plan is not what you continue to hear about from the Democrats, it is instead a pretty straightforward and common sense approach to fix a very badly broken system. Medicare/Medicaid are broken, they have to be fixed or they will disappear within a few short years. The Democrats have no plan to fix these programs, just to continue to kick the can down the road and promising the seniors that everything will be just fine. That is patently untrue.</p>
<p>Let’s look at what Paul Ryan and the Republican Party have proposed to fix this mess.
- Starting in 2022 Medicare would change for all persons born AFTER 1956 it would not change for you or me. We need to understand that for those of us born before 1956 there is no change to our coverage. It is people who are coming up behind us that will have changes to their plan, not, BTW bad changes.
- People born in 1956 or later
- Starting in 2022, the age of eligibility for Medicare would increase by two months per year until it reached 67 in 2033.
- After 2022, the current Medicare program ends for all people who have not already enrolled. People already enrolled in the current Medicare program prior to 2022 would continue to receive the program. New enrollees after 2022 would be entitled to a voucher to help them purchase private health insurance.Beneficiaries of the voucher payments would choose among competing private insurance plans operating in a newly established Medicare exchange. Plans would have to insure all eligible people who apply and would have to charge the same premiums for enrollees of the same age. The voucher payments would go directly from the government to the private insurance companies that people selected.
- Please note that there would be the following changes to the plan as well. If you are a top 2% wage earner your voucher amount would be: 30% of the full voucher amount. If you are a person whose income is between 8% and 2% in other words in the top 8% of all income then you would receive only 50% of the total amount. The remaining 92% of people would receive the full voucher amount. Currently in 2022 that is $8,000 and it would be adjusted for inflation each year.
Medicaid will also change:
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- Starting in 2013, the federal share of all Medicaid payments would be converted into block grants to be allocated to the states. The total dollar amount of the block grants would increase annually with population growth and with growth in the consumer price index (average inflation).
- Starting in 2022, Medicaid block grant payments would be reduced to exclude projected spending for acute care services for elderly Medicaid beneficiaries.
- States would have additional flexibility in designing their programs.</li></ul>
I do not understand why the democrats are so hateful that they want to tell you that the Republicans want to kill your grandparents and parents and destroy medicare. Of course they also don’t want you to realize that they are going to remove 700 billion dollars of funding for medicare so they can use the money on other programs. 500 billion of that money comes out of advantage plans, but please note that the AARP plans which are supplement plans not advantage plans will still be funded. Thats one reason I turned my membership back to AARP and will never again support them. They were pro the Obamacare program and of course convinced many of you to follow along with them.
I would love to know what you think of the Ryan plan after you actually read it and discover that he is trying to save medicare, while Obama and the democrats want to destroy it so that all you can do is beg the government for their help, so they will be the insurer of choice. Namely of course they will have destroyed the insurance companies in the process. Please do yourself a favor and read the plan, become a truly informed voter. Let me know what you think once you have actually read the plan. Thank you.
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